I don’t budget, so it had no value to me. I’ve never tried the budgeting feature, either. They have a mobile app, but I haven’t tried it. But when I had problems with the web version, I didn’t see enough value to call the help desk to try to fix it. When the subscription service was added in an effort to increase Quicken’s revenues, I thought I might use the web feature to access my checkbook, rather than relying solely on the installed software on my desktop. Now, I enter my checkbook entries manually and download my credit card transactions from the card websites, rather than initiating the transfer within Quicken. Various glitches led me to give up on that. For a while, I used the one-click update feature, where Quicken would initiate an automatic download of transactions from all my bank accounts at once. This required diligence but, for me, the payoff was the ability to manipulate the data once it was entered. In the beginning, all entries had to be typed by hand. I did experiment with tracking some basic investment accounts, only to revert to my own homemade spreadsheets. I love the ability to manage my checkbook, but over the years Quicken has added features aimed at managing my entire financial life. It later moved to Windows and it’s now a subscription service. The product was first released in 1984 as a basic digital checkbook. The fact is, there are so many Quicken features that I simply don’t use. I’m trying to decide if I qualify as a power user. I’VE USED QUICKEN since the DOS version, with my first entry made in August 1992.
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